PRIVATE SERVICES

Alpenrose can provide its clients with virtually any service that is not readily available for clients at traditional asset management firms. This includes, for example:

• Financing or leasing of private planes and boats
• Private sale of luxury real estate or paintings
• Private placements
• Tickets to major sporting and entertainment events

Alpenrose is using its extensive network of clients and business partners and works with specialized firms around the world to provide these services. We put a special emphasis on confidentiality as the success of these deals often relies on it.

ACCOUNTING SERVICES

Alpenrose partners with leading Swiss accounting companies to offer its clients best-in-class accounting services. This includes consolidation of portfolios held at various banks, monitoring of mandates and performance as well as tax returns.

Our clients typically have several accounts at various banks and would like to receive the consolidated statements on a regular basis. The objective is to be able to look at the consolidated balance and be able to compare the performance and fees of all its managers. Our consolidated reports offer our clients great transparency on their holdings and allow them to make significant progress in selecting the best managers available.
Alpenrose also offers tax advisory and reporting to its clients. Together with our custodian banks andleading tax specialists around the world, we are able to provide our clients with ready-to-use tax reporting at a reasonable cost.

SECRETARIAL SERVICES

Alpenrose offers clients with more than CHF 10 million in assets under its management a complete range of family office services, similar to what large multi-billion dollar families typically receive through their own family offices.

Secretarial services include all services that will make the life of our clients easier. Cash management, personal advisory and party planning are some of the services that our team can offer.
Our clients have realized the cost and efficiency benefits of having Alpenrose take care of their family office, and have appreciated that the need to own their own family office became a dispensable luxury.

TAX OPTIMIZATION

Alpenrose’s objective is to protect and grow the assets of our clients, but Alpenrose also strives to legally reduce the taxes that our clients pay as this increases our clients net investment returns. This involves evaluating specific tax-favored investments and, while working with legal, tax and accounting advisors, setting up structures, trusts, funds or life insurance wrappers - that benefit from specific tax treaties or other legal tax planning techniques and that lead our clients to make significant savings in their tax bill.

Working with these advisors, Alpenrose has especially developed an expertise in tax optimization for clients such as:

• Entrepreneurs selling their businesses
• Sports and entertainment people who receive royalties and endorsements
• Individuals relocating to a new country
• Business and finance professionals who get largely paid in stocks, options and other deferred revenues
• Venture capitalists and private equity specialists who have large investments abroad

ASSET PROTECTION

Alpenrose is working with the leading tax and legal specialists around the world to advise its clients on the best structure to protect their assets. This typically involves setting up one or several companies or trusts and depositing the assets at one of the Swiss banks we work with, either in Switzerland or in one of the other jurisdictions where our partner banks have banking centers.

Working with these specialists, Alpenrose has developed a strong expertise in offering asset protection strategies for clients from various industries. Our clients include public company executives, physicians/surgeons and business vendors close to retirement, all of whom typically don’t know of any potential creditors as of today but simply do not want to worry for their future finances.
In the recent years, Alpenrose has gained a large number of clients who had the right asset protection structures but the wrong manager to invest these assets and protect the capital from bad investments. Our investment strategy is well suited to achieve the objective of capital protection as we want to achieve positive absolute returns in all circumstances. For example, we have set up investment portfolios that are 100% capital protected for our most conservative clients.

RETIREMENT PLANNING

Alpenrose understands the importance of offering its clients suitable solutions for their retirement plans. The current socio-economic environment has led responsible investors in Europe, Asia and the US to plan well in advance for the future and the future of their children.

Alpenrose’s objective is to act as a partner in the retirement planning by recommending the best-in-class, most tax-efficient retirement plans to its clients. We are working with first-class specialists, among them leading Swiss insurance and banking firms, to advise our clients on customized retirement plans.
Estate planning is part of the retirement plan strategy. Working with these specialists, we make sure to advise our clients on the best structures to put in place, to educate their heirs and family members and to map out a strategy that will both reduce taxes and secure the future.

FINANCIAL PLANNING

Alpenrose’s goal is to help our clients structure their finances in order to fulfil three objectives:

• Protect the assets
• Grow the assets
• Optimize taxes

To achieve this goal, Alpenrose uses an extensive network of legal, tax and accounting specialists around the world. Our clients come from over 30 countries, and we are able, either directly or through one of our partner companies, to provide the right independent advice that will help them institute the most efficient structure to achieve these three objectives.
Our strategy is to gain an in-depth understanding of our clients’ personal situation so as to be able to set up an investment portfolio and, working with legal, tax and accounting advisors, a corresponding structure that will be as efficient as possible. We continuously monitor the structures and investments chosen to ensure that they always suit the evolving needs of our clients.

FX ADVISORY

FX Advisory accounts are accounts on which Alpenrose can place orders that are instructed by the clients to trade currencies. Clients with FX advisory accounts make the final investment decisions themselves. Alpenrose has a limited power of attorney on the account, with the authority to place FX orders in the system but not wire cash or securities out of the account.

Alpenrose uses its extensive network and access to the trading floors of its partner banks to offer an 8am-6pm Swiss time service. We can handle spot transactions, forward transactions, FX swaps, futures, options and structured products in all leading currencies. Depending on the custodian bank that our clients choose, we can also offer advice on and execution of FX transactions in some emerging markets.
Clients who have FX advisory accounts with Alpenrose are typically finance professionals who are looking for the safety of a top-rated Swiss custodian bank with the professional advice of our FX specialists and best-in-class execution of our partner banks.

ADVISORY ACCOUNTS

Advisory accounts are accounts on which Alpenrose can place orders that were instructed by the clients. Clients with advisory accounts make the final investment decisions themselves. Alpenrose has a limited power of attorney on the account, with the authority to place orders in the system but not wire cash or securities out of the account.

 Alpenrose’s role on advisory accounts is:

• to give our clients investment advice on a regular basis
• to support our clients in the pre-selection of possible investments
• to share views with our clients on current market developments

Clients who have advisory accounts with Alpenrose are typically finance professionals with significant market experience who are interested in benefiting from Alpenrose’s extensive knowledge of the market and network but wish to keep full control on the investment decision.

MANAGED ACCOUNTS

Managed accounts are accounts on which Alpenrose has full discretion to manage the assets according to a pre-agreed risk profile. Clients with managed accounts delegate the day-to-day investment decisions to Alpenrose. Alpenrose has a limited power of attorney on the account, with the authority to manage the assets but not wire cash or securities out of the account.

After a thorough analysis of our clients’ financial situation that will include an assessment of the risk profile and personal circumstances, Alpenrose will set up an individually structured investment portfolio that will be consistent with our clients’ expected return and risk tolerance. Our most successful programs are called Conservative (max. 15% of equity), Balanced (max. 40% of equity) and Capital Appreciation (max. 60% of equity).

Clients who have managed accounts with Alpenrose are typically professional business people who do not wish to get involved in the day-to-day investment decision process and believe in the long-term risk-adjusted returns we have been able to achieve.

INVESTMENT STRATEGY

Our objective is to provide our clients with a solution that is adapted to their specific needs in terms of expected returns, risk tolerance, future liquidity requirements and potential tax and legal restrictions. We select a risk profile that best suits our clients’ specific objectives.

Through a rigorous investment process, our investment committee then decides on an asset allocation that takes into account various variables like the liquidity of the investment vehicles and the diversification in terms of regions, sectors and currencies. Combined with a rigorous macroeconomic and graphic analysis, we then create a portfolio that will achieve the best performance at a given volatility.
We select the best investment vehicles among the world’s leading banks and financial institutions, offering a true open architecture platform to our clients. Unlike many banks and asset managers, we do not invest in any in-house products but rather focus on selecting the best mutual funds, exchange traded funds (ETFs), structured products and hedge funds available in the market.
We use the resources of our research team to monitor and select the universe of long-only and hedge funds. Combined with a unique in-house portfolio management and risk analysis tool, we are able to provide superior risk-adjusted returns to our clients.

ALPENROSE WEALTH MANAGEMENT AG

Based in Switzerland, Alpenrose provides state-of-the-art wealth management services to an international high net worth clientele. Comprised of elite finance professionals, Alpenrose has a business philosophy reflecting the core values of its partners: independence, transparency, performance, entrepreneurship, excellence and confidentiality.

Swiss Bank Tower

Swiss National Bank headquarters in Bern.

UBS is one of the largest banks in the world (offices in New York City)